What is Multi-Factor Authentication and why should you have it enabled

Have you ever been at a self-service checkout at a supermarket and needed approval for an item, then noticed that the supermarket employee scans their card and enters a pin code to login and authorise your item. Well, this is a form of Multi-Factor Authentication. In order to login the employee needs their card and pin code.

Everyone who has a bank account uses Multi-Factor Authentication, you require your bank card and pin number to withdraw money from a cashpoint. We are now moving to an era where Multi-Factor Authentication is required for online activity too.

If you don’t use any form of ‘Multi-Factor Authentication’ for your online presence then the chances are you will by the end of 2022. The reason, it’s one of the most simple and effective changes you can make to protect your login from an attacker. Multi-Factor Authentication, commonly referred to as MFA, is an advancement in Cyber Security. It’s primary purpose is to make it more difficult for the attacker to gain access to your login, as they will no longer require your username and password, but another form of identification too.

4 popular forms of authentication in conjunction with a username and password:

6 Digit Pin
A pin number can be obtained from your mobile phone application and will need to be entered after typing your username and password. The 6 digit pin number on your mobile refreshes every 30 seconds.

Push Notification
A mobile phone application will notify you someone is trying to login to your account. You will have the option to approve or deny the login.

Text Notification
After successfully entering your username and password your mobile phone will receive a text with a pin number to be entered.

Card Reader
A card unique to your account must be inserted in your card machine and then you are required to enter your username and password to successfully login.

Other forms of authentication include, biometrics such as voice, iris or fingerprint scanners and USB certificates.

Cyber Security attacks are on the rise, therefore security measures must be taken. To put things into perspective, Google are make Multi-Factor mandatory for all google related services including YouTube, affecting 150 million accounts!

If you would like knowledge or assistance in setting up Multi-Factor Authentication feel free to contact Press Start on 01638 603204 or email us hello@pressstart.co.uk